The Nikolaev officials are able "to make money" even where it, apparently, is impossible. For example, in the state organization which gives out soft loans - under very low interest. The facts of financial frauds inspecialized creditno - the financial economic organization "The Nikolaev Regional Fund of Support of Individual Housing Construction in the Village"found CREWE.
As reports a press - service CREWE, onTo Nikolayevshchinathis fund was created in 1998 under the Decree of the President of Ukraine and the Government decision.
Its task is realization of a state policy in the sphere of individual housing construction in the village by granting to citizens of rural areas of long-term soft loans on construction of new housing and auxiliary rooms to it, and also on acquisition of individual housing.
For this purpose annually in the state and regional budgets the appropriate financial resources are assumed.
The essence of preferential crediting consists in the insignificant size of percent behind using the credit which made 3% whereas in other credit institutions it reached from 13 to 25%.
Under such circumstances crediting it would have to be carried out it is transparent and according to legislation requirements. However, audit established rough violations concerning legality and legitimacy of delivery of the credits.
In particular, for 2006 - 2008 of 487 borrowers obtained the credits not under 3%, and under 4%.
The analysis of an essence and the reasons of these violations showed that the majority of them are allowed because of officials to whom duties on control over registration of documents necessary for this purpose, and also those employees who make administrative decisions concerning delivery of the credits are assigned.
It should be noted that according to Rules of granting the long-term credits to individual builders of housing in the village borrowers can be citizens of Ukraine who constantly live and work in local governments, at the enterprises, in establishments and the organizations located within the area or on condition of their resettlement on a permanent residence in rural areas.
Nevertheless, audit elicited the facts of delivery of the credits for construction or a housing purchase to natural persons who didn't live and didn't work in this district.
Seven credits were given out to persons who didn't coordinate in accordance with the established procedure proyektno - budget documentation on housing construction with regional departments of architecture.
Also established facts of granting the credit for new construction to the address where already there was a house.
On request of CREWE the Fund directed requirements to borrowers concerning elimination of violations.
Besides, audit also revealed use by borrowers of credit resources not to destination for the sum nearly 2 thousand UAH
In return the organization for the account didn't display debt of borrowers on the added penalties for the sum of 10,2 thousand UAH which the court obliged to pay, and the penalty fee for delay of terms of return of the credits for the sum nearly 10 thousand UAHwasn't charged
For the allowed violations two officials are brought to administrative responsibility. Materials of audit are transferred to law enforcement agencies. Two criminal cases are brought.